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| Low APR and Intro Offers | Air Miles Frequent Flyer | |
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The GM Card 0% Fixed introductory APR for first 6 billing cycles • then, 9.99%, 11.99%, or 13.99% • No Annual Fee • Balance Transfer Fee: 0 for 60 days, after 3% ($15 minimum) • Grace period up to 25 days • 5% every purchase (no cap) toward buy/lease of new GM vehicle • 5% on 1st 2 Balance Transfers posted within 60 days • GM Card Convenience Checks, simple as personal checks • Additional cards at no extra cost |
Delta Skymiles 14.99% APR, 9.99% for the life of balance transfer • Transfer Balances Fee-Free • 10000 Bonus SkyMiles with first purchase • At least 1 Mile for every eligible $ & Always Double Miles • Fee-free Travelers Cheques • Buyer's Assurance & Purchase Protection Plan • Online Fraud Protection Guarantee • Car Rental Loss, Damage & Travel Accident Insurance • Annual fee free1st year, then $30 |
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Citi® Platinum Select® MasterCard® 0% APR* on balance transfers and purchases for 12 months • then a 8.99% APR • No Annual Fee • Citi Identity Theft Solutions • $0 liability on unauthorized purchases |
Chase Continental World & Platinum 7.9% APR Fixed for 6 months • Thereafter: 14.15% • Annual fee $85 or platinum $65 • Double miles for tickets • A free domestic companion ticket • No preset spending limits • Grace Period Not less than 22 days • Bonus : Signature 10000 or platinum 6000 |
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Citi® Diamond Preferred® Rewards Card 0% APR* on balance transfers for 9 months, 8.99% thereafter • Purchase APR as low as 11.74% • No annual fee & FREE rewards program • Grace period Not less than 20 days • $50 gift card – Redeem 5000 bonus points after first purchase** • 5 reward points for every $1 at supermarkets, drugstores and gas • 1 point for every $1 on all other purchases*** • Citi Identity Theft Solutions • Price Protection Program**** • $0 Liability on unauthorized purchases |
Discover® Miles Card 0% Intro APR on Balance Transfers usually for 12 months* read TERMS for current • 13.99%-16.99% there after • No Annual Fee • 1 Mile per dollar on net purchases • Online Account Access • 100% Fraud Protection • Up to 5000 Bonus miles first time use the card • Redeem Miles at most US based carriers with no blackout • Compact companion card 2GO |
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AT&T Universal Platinum Card 0% APR on balance transfers for 12 months • Purchase & after Intro APR 8.74% • No annual fee • 2 free directory assistance inquiries per month • Up to 30 free phone minutes per month, anytime, anywhere • Wireless phone loss & theft insurance reimbursement coverage • Citi® Identity Theft Solutions • $0 Liability Protection on unauthorized purchases • Grace period up to 20 days |
Citi PremierPass and
Elite Card 0% APR on Balance Transfer for 12 months* • Purchase & after Intro APR 14.99% • No annual fee or Elite $75 • 5000 bonus points at sign up or 15000 on elite • 1 point for every 3 miles you fly on any airline • 1 point for every $ you spend • Points for miles your friends and family fly • Plus continue earning on other frequent flyer programs as well • Redeem for merchandise or travel any airline no blackout dates • Elite:Unlimited free companion with purchase of qualifying ticket • Elite:2 points for every $ made at supermarkets, drug stores, gas, commuter transportation, parking |
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American Express Blue Cash Back 0% Intro APR on Purchases & Balance Transfers up to 15 m. • then a fixed APR as low as 4.99%-9.99% • No Annual Fee • Up to 5% Cashback • grace period up to 20 days • Up to $100000 Credit Line • Built-in Smart Chip • Fee FreeRewards Program • CoolBlueOffers |
United Mileage Plus Signature 13.90% APR • Free Companion Certificate after your first purchase • 5000 Bonus Miles after your first purchase • Free One-way, 1000 mile, One-class Upgrade Certificate • 1 mile for every $1 charged in purchases • Up to 11 miles per $1 spent at participating restaurants • 100% protection for all unauthorized purchases • Up to $1000000 Travel Accident Insurance • Up to $300 Trip Delay Reimbursement • Up to $3000 Lost Luggage Insurance • Finance charge grace period up to 20 days • Annual Fee $60 |
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Discover® Platinum Gas Card® 0% Intro APR on Purchases & Balance Transfers usually for 6 months* read TERMS for current • 7.99%-16.99%* there after and Purchases • No Annual Fee • up to 10% Cashback Bonus® award* on Gas Purchases • up to 1% Cashback Bonus® award* on your Other Purchases • Grace period least 25 days when you pay your balance in full |
Chase Travel Rewards® Platinum MasterCard® 9.49%-17.99% APR • Fixed 0% introductory rate for 9 months • Earn 1 point for every $1 you charge • Redeem for flights, hotel, cruises, car rentals, vacation packages. Any airline (over 250 in all) • No annual • Grace period not less than 20 days • Additional Card at No Extra Charge |
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Chase Ultimate Cash Award (sm) MasterCard® 12.49%-20.49% APR • 0% Introductory APR on balance transfers for up to 9 months* • Up to 5% rebate at supermarkets, gas stations, drugstores & home improvement stores • up to 2% everywhere else • NO LIMIT, Bonus rewards percentage if you carry a balance • No annual fee first • Grace period not less than 20 days • Additional Card at No Extra Charge |
America West Platinum-Bank of America 10.99% APR on Balance Transfers • 5000 bonus miles the first time you use your card • 1 mile for each dollar spent (2 on America West) • Credit Lines up to $100000 • 2 Free America West Club Passes • Grace Period Not less than 20 days • Travel Accident Insurance up to $1000000 • Emergency Airline Ticket Replacement • Hotel Theft and Lost Luggage Insurance • Unlimited Automatic Rental Insurance • Annual Fee $75 |
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Discover® Platinum Clear Card 0% Intro APR on Balance Transfers & Purchases usually for 8 months* read TERMS for current • 9.99%-16.99% there after • Up to 2% Cashback Bonus ® award* • No Annual Fee • 100% Fraud Protection • Several colors and designs to chose from • Compact companion card 2GO you can request after approved |
America West Classic-Bank of America 13.99% APR on Balance Transfers • 2,500 bonus miles the first time you use your card • 1 mile for each dollar spent (2 on America West) • Grace Period Not less than 20 days • Travel Accident Insurance up to $400000 • Emergency Airline Ticket Replacement • 100% Security for purchases on the internet • Annual Fee $45 |
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Marathon® Platinum MasterCard® 13.99%-18.99% APR • 0% introductory APR on balance transfers for up to 9 months.* • Earn a 1% rebate all purchases • Earn a 10% rebate on any Marathon purchases for 60 days • Earn a 5% rebate on any Marathon purchases after the 60 days • No annual fee first year. $20 thereafter, waived if 9 Marathon purchases are made in the prior year • Grace period not less than 20 days • Purchase Assurance and Extended Warranty Protection • Up to $1000000 Automatic Travel Accident Insurance |
Alaska Air Platinum-Bank of America 10.99% APR on Balance Transfers • 5,000 bonus miles the first time you use your card • 1 mile for each dollar spent (2 on Alaska Air) • 10 miles per dollar spent at select restaurants • Grace Period Not less than 20 days • Travel Accident Insurance up to $1000000 • Emergency Airline Ticket Replacement • 100% Security for Purchases on the Internet • Extended Warranty Protection • Annual Fee $75 |
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American Express Blue 0% Intro APR for up to 15 months • then a fixed APR as low as 4.99% • No Annual Fee • Built-in Smart Chip • grace period up to 20 days • Up to $100000 Credit Line • Fee Free Rewards Program • CoolBlueOffers |
Alaska Air Gold-Bank of America 11.99% APR on Balance Transfers • 3,000 bonus miles the first time you use your card • 1 mile for each dollar spent (2 on Alaska Air) • 10 miles per dollar spent at select restaurants • Grace Period Not less than 20 days • Travel Accident Insurance up to $1000000 • Emergency Airline Ticket Replacement • 100% Security for Purchases on the Internet • Extended Warranty Protection • Annual Fee $45 |
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Chase CashBuilder Card 8.99%-18.99% APR on purchases • 0% intro APR on balance transfers up to 12 months* • Earn up to 2% cash rewards on purchases • No balance transfer fee • No annual fee • $1000000 Worldwide Automatic Travel Accident Insurance • Free Auto Rental Collision Insurance • Grace Period Not less than 20 days |
Alaska Air Classic-Bank of America 13.99% APR on Balance Transfers • 3,000 bonus miles the first time you use your card • 1 mile for each dollar spent (2 on Alaska Air) • 10 miles per dollar spent at select restaurants • Grace Period Not less than 20 days • Emergency Airline Ticket Replacement • 100% Security for purchases on the internet • Annual Fee $45 |
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Discover® Platinum 0% Intro APR on Balance Transfers and Purchases usually for 8 months* read TERMS for current • 7.99-16.99% there after • No Annual Fee • Up to $50000 Credit Limit • Up to 2% Cashback Bonus® award* • Online Account Access • 100% Fraud Protection • Offer available even if you already have a Classic Card • Compact companion card 2GO |
WorldPerks® Visa® Platinum Card 14.00% APR • 55 WorldPerks miles for the $55 annual fee • 20 days grace period • Credit line up to $7500 • Annual 4000mile award discount from Northwest Airlines® • Up to 10 miles per $1 spent at over 10000 restaurants • Earn miles every time you use the card-no cap miles earned • 24-hour toll-free customer service • $250000 in Travel Accident Insurance • No cap on miles earned • Purchase Security and Warranty Manager Service • Free rental car collision/loss damage insurance |
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Discover Titanium Card 0% Intro APR on Balance Transfers and Purchases usually for 6 months* read TERMS for current • Then a low 9.99% APR on purchases & balance transfers* • No Annual Fee • Up to $50000 credit line • Several designs to chose from • Compact companion card 2GO • Grace period at least 25 days when you pay your balance in full |
WorldPerks® Visa® Signature Card 14.00% APR • 90 WorldPerks miles for the $90 annual fee • 20 days grace period • addition to ALL benefits of the WorldPerks® Platinum • No preset spending limit • Concierge service • Signature exclusive 24-hour customer service • $1000000 in Travel Accident Insurance • Free Annual Account Summary |
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Chase Platinum 0% Intro APR on balance transfers & purchases for 6 m. • Thereafter, 8.74%-12.74% depending on balance and credit • No annual fee • A generous credit line up to $100000 • Rewards for free flights, hotel stays and more • car rental insurance and purchase protection at no extra cost • No liability for unauthorized purchases |
Starwood Preferred Guest® from Amex 2.90% Intro rate for Purchases for 6 months • 2.90% Balance Transfers for 6 months with this application • Then, 14.24% on Purchases & Balance Transfers • Grace Period 20 days for purchases • 1st Year Free, $30 thereafter • Up to 6000 Bonus StarpointsSM in your 1st year • Earn Starpoints for every eligible $ • Use Starpoints for free nights, free flights, and more • Annual 50% off Award @ Starwood • Travel Accident Insurance provides up to $100000 • Car Rental Loss and Damage Insurance • Global Assist® Hotline |
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Universal Entertainment MasterCard® 0% Intro APR on Balance Transfers for 9 months • 12.94% there after and on purchases • Transaction Fee for Balance Transfers: 3% (max $45) • dbl points on select purchases @ Universal Parks, Resorts & sites • every dollar you spend will earn you one Universal point • free movie ticket at card activation • 100% Fraud Protection • grace period not less than 22 days • No Annual Fee |
Hilton HHonors® Visa® Card 2.99% intro APR** on purchases & balance transfers for 6 m. • then a 14.74%-16.74% APR • No Annual Fee • 15000 Hilton HHonors bonus point • 3 HHonors bonus points for every $ at Hilton Family hotels • 2 HHonors bonus points for each dollar spent elsewhere • Double Dip & receive both Hilton HHonors points+airline miles • Complimentary Silver VIP membership for first year |
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AT&T Universal Cash Rewards Card 0% APR on Balance Transfers up to 12 months • Purchase APR as low as 9.49% • No Annual Fee • 5% cash back on purchases at supermarkets, drugstores, gas • 5% cash back on certain AT&T products and/or services • 1% cash back on all other purchases • Integrated calling card number on your AT&T Universal Card • Up to 30 free phone minutes per month, anytime, anywhere • Wireless phone loss & theft insurance reimbursement coverage • Citi® Identity Theft Solutions • $0 Liability Protection on unauthorized purchases • Fraud Early Warning |
Hilton HHonors® Platinum from Amex 2.90% Intro rate for Purchases for 6 months • 2.90% Balance Transfers for 6 months with this application • Then, 14.24% on Purchases & Balance Transfers • No annual fee • Transfer Balances Fee-Free • 3 HHonors bonus points for every $ spent • 5 HHonors bonus points at any Hilton HHonors hotel • 7500 Hilton HHonors® bonus points with first purchase • Travel Accident Insurance • Car Rental Loss and Damage Insurance • Option to extend payment with intro APR for purchases • Online Fraud Protection Guarantee • Buyer's Assurance Plan extends the terms of the warranty • Purchase Protection Plan • Guarantee all your hotel and motel reservations • Global Assist Hotline |
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Citi® Driver's Edge Platinum Select® MasterCard® 0% APR* on balance transfers for 12 months (+no fee) • then and on purchases a 10.74% APR • No Annual Fee • 5% rebates on purchases for 9 months (1% after) • Use rebate for any new/used car or service, repair or maintenance | US Air Platinum - Bank of America 1.9% intro APR for purchases & BT for 6 months • 13.99% APR on Balance Transfers • 7000 bonus miles the first time you use your card • 1 mile for each dollar spent (2 US Air) • Credit Lines up to $100000 • $75 off a new annual US Air Club membership • Grace Period Not less than 20 days • One $99 companion certificate for 2 • Annual Fee $90 |
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Citi® Dividend Platinum Select® MasterCard® 0% APR* on balance transfers for 12 months • Purchase APR as low as 10.24% • No annual fee • Grace period Not less than 20 days • 5% cash back on purchases at supermarkets, drugstores & gas • 1% on all other purchases • cash back for every balance transfer transaction of $1500 or more • Citi Identity Theft Solutions • $0 Liability on unauthorized purchases | US Air Gold - Bank of America 1.9% intro APR for purchases & BT for 6 months • 13.99% APR on Balance Transfers • 4000 bonus miles the first time you use your card • 1 mile for each dollar spent • Credit Lines minimum $5000 up to $15000 • Automatic Rental Car Insurance • Grace Period Not less than 20 days • $500000 Automatic travel Accident Insurance • Emergency Cash & Airline Ticket Replacement • Extended Warranty Protection (warranty is doubled) • Annual Fee $70 |
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Chase Profit MasterCard® 13.49%-20.49% APR • 0% introductory rate for 9 months on balance transfers • 3% cash back on ALL gas, grocery or restaurant purchases (choice) • You can change your categories any time you want • Up to 1% cash Back on ALL other purchases • No annual • Grace period not less than 20 days • Additional Card at No Extra Charge | US Air Classic - Bank of America 1.9% intro APR for purchases & BT for 6 months • 13.99% APR on Balance Transfers • 3000 bonus miles the first time you use your card • 1 mile for each dollar spent • up to $100000 travel insurance • Grace Period Not less than 20 days • Annual Fee $50 |
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Subaru® MasterCard® Card from Chase 0% Intro APR for 9 months on balance transfers • 12.74%-19.99% there after • you'll earn SubaruBucks on every purchase • 3% cash reward • Grace Period 22 days • No annual fee | Hawaiian Airlines Visa Platinum 1.9% fixed intro rate for 6 months on BT & Purchases • thereafter, Variable 10.99% APR • Annual Fee $50 platinum, $25 classic • 10000 Bonus Hawaiian Mileswith first purchase and payment • 1 HawaiianMile for every $ you spend • 2 HawaiianMiles for every $ on tickets from Hawaiian Airlines • 5000 Anniversary HawaiianMiles, annually • 50% discounted companion certificate • Pool miles with friends and family • Credit lines up to $100000 |
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HESS® Visa®
from Chase 0% Intro APR on purchases & balance transfers up to 6 m. • 11.74%-17.74% there after • 10% on all HESS gas, merchandise & food purchases for 90 days • 5% thereafter • 1% on all other purchases anywhere • No annual fee • Grace period not less than 20 days | Asiana Visa Platinum 1.9% fixed intro rate for 6 months on Purchases 3.9% fixed intro rate for 6 months on Balance Transfers • thereafter, Variable 10.99%-14.99% APR • Annual Fee $80 • Grace Period for Purchases at least 20 days • 2 miles for every $ in purchases of Asiana Airlines tickets • $500 annual discount on full-fare business class • 5000 bonus miles with your first purchase • 1 mile for every dollar spent • 2 miles for every dollar in purchases of Asiana Airlines tickets • 2000 anniversary bonus miles, annually • 90% discounted companion ticket, annually • 2 free lounge passes, annually |
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Providian Visa® Platinum 9.99%-19.99% APR, depending on your credit Please read TERMS for current • 0% intro APR on balance transfers* for 12 months • No annual fee • Credit line up to $15000 • Grace period at least 25 days • Online access to your credit score* • Automatic credit line reviews • $0 liability on unauthorized transactions • Money-saving discounts* |
Anne Geddes Visa® Gold 1.9% fixed intro rate for 6 months on BT & Purchases • thereafter, Variable 6.99%-13.99% APR • No annual fee • Credit lines high as $25000, with minimum $5000 credit line • 0.5% of every purchase will be donated to Anne Geddes Trust • Additional cards at no extra charge • Automatic auto rental insurance • Extended warranty protection • Travel and emergency assistance • Automatic travel accident insurance up to $150000 • Grace Period at least 20 days • 4 adorable baby portrait designs to chose from |
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AT&T Universal Rewards Card 0% APR* on balance transfers for 12 months • Purchase & after Intro APR 9.74% • No annual fee • 5 points for every $ supermarkets, drug stores, gas • 5 points for every $ eligible AT&T product or service • 1 point on all other purchases • Use points through ThankYou Network or retail stores, restorants + • 2 free directory assistance inquiries per month • Up to 30 free phone minutes per month, anytime, anywhere • Wireless phone loss & theft insurance reimbursement coverage • Citi® Identity Theft Solutions • $0 Liability Protection on unauthorized purchases • Grace period up to 20 days |
Citi® Platinum Select®
AAdvantage® World MasterCard 14.74% APR • Annual Fee $85 • No pre-set spending limit • 12500 Bonus Miles after your first purchase • Grace period up to 20 days • 1 AAdvantage® mile for every $1 you spend • Reduced Mileage Awards 7500 fewer miles to select dest • No blackout dates on American Airlines, Eagle & Connection • $0 Liability on unauthorized charges |
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Chase Speedway SuperAmerica MasterCard® 14.49%-19.49% APR • 0% introductory APR on balance transfers for up to 9 months • 8% rebate on Speedway SuperAmerica & Rich Oil for 1st 60 days • 4% rebate on any Speedway SuperAmerica & Rich Oil purchases • Earn a 1% rebate on all other purchases • No annual fee first year. $20 thereafter, waived if 9 Speedway purchases are made in the prior year • Grace period not less than 20 days • Additional Card at No Extra Charge |
Choice Privileges® Visa® Platinum Card 1.9% fixed intro APR for 6 months on bt & purchases • then Variable APR; currently between 14.74%-18.74% • No Annual Fee • Grace period At least 20 days • Earn 2 points per $ on all purchases • Earn a free night with your first purchase(6000 points) • Earn 15 points per $ at 3000 locations • Additional cards at no extra charge • Total Security Protection™ package • Auto rental insurance against collision or damage • Lost luggage reimbursement • Automatic travel accident insurance up to $500000 • Purchase Replacement repair or replace purchases that stolen, damaged or lost within 90 • Purchase Guard will double manufacturers warranty |
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Toys"R"Us® Visa® 12.15% APR on Purchases • 9.9% on balance transfers until paid off • Transaction Fee for Balance Transfers: $50 but initially FREE • 4% on every purchase at Toys"R"Us®, Kids"R"Us®, Babies"R"Us®, Imaginarium® • 1% on every purchase at toysrus.com, babiesrus.com, amazon.com/toys • 1% on all other purchases • Every time you reach at least $10 in rewards, you'll automatically receive a Rewards Coupon • grace period not less than 22 days • No Annual Fee |
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Discover® Gold 0% Intro APR on Balance Transfers and Purchases usually for 8 months* read TERMS for current • 13.99% there after • No Annual Fee • Up to 1% Cashback Bonus® award* • Online Account Access • Superior 24-hour Customer Service • 100% Fraud Protection • Compact companion card 2GO you can request after approved |
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Citi Home Rebate Platinum Select
MasterCard 12.24% APR on Purchases & BT after Intro • 0% APR on Balance Transfer for 12 months*, then 12.24% • No annual fee • 1% rebate toward your mortgage principal • Works for any mortgage with No limit • no fee on balance transfers for 12 months • Fraud Early Warning, Lost Wallet Serv., Citi Identity Theft Solutions |
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Chase PerfectCard tm 0% Introductory APR* on balance transfers for 9 months • After and on purchases 13.74%-18.99% APR • No annual fee first year. Thereafter the $19 waive able • 6% rebate on gas purchases made at any gas station for 90 days • After that, you'll earn a 3% rebate on all gas purchases • 1% rebate on all other purchases • Grace Period Not less than 20 days • Automatic Travel Accident Insurance • Purchase Protection |
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Union Plus 9.9%-18.9% APR on purchases • 8.9% APR on Balance Transfers • No Annual Fee • You can skip up to 2 monthly payments each year • you may skip your payment up to 3 months while on strike • Free $250000 Travel accident insurance coverage |
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IN:NYC SM Card from American Express 0% Intro Rate for 6 Months on Purchases & Balance Transfers • Then 8.99%-16.99% • Option to carry a balance • No Annual Fee • Grace Period 20 days for purchases • 2 points in your INSIDE Rewards account for every eligible dollar • 2 points every $ on Dining, Movies, Cell Phone, ISP's, Newspaper & Magazine subscriptions & Gym • 1 point for virtually all other purchases and there is no expiration date or limit • Online Fraud Protection Guarantee • Return Protection, Buyer's Assurance, Purchase Protection Plan • Car Rental Loss and Damage Insurance • Travel Accident Insurance up to $100000 |
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American Express Classic No interest, all charges are due when you receive statement • No pre-set spending limit • Travel Accident Insurance • Car Rental Loss and Damage Insurance • Purchase Protection Plan • Membership Rewards Options built right in • double points when used at Postal Service or wireless phone bill • Global Assist Hotline • Protection for the things you buy • Return Protection • $65 Annual Fee |
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American Express Gold No interest, all charges are due when you receive statement • No pre-set spending limit • Free shipping & handling on purchases of $50 @ q. merchants • Online Fraud Protection Guarantee • Guaranteed product satisfaction • Optional Rewards Program • Free shipping and handling • Protection for the things you buy • Global Assist Hotline • $90 Annual Fee |
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